The Mortgage Specialists are here to offer you simple and honest independent mortgage advice. We have access to hundreds of mortgages and aim to find one that will suit your personal circumstances.

We aim to find solutions to your problems and specialise in arranging mortgages for all occupations and credit histories. We'll consider the usual and the unusual and can often help where others can't. We try hard to find a lender that will say yes!

• Self Cert - employed and self employed no proof of income required
• First Time Buyers – no deposit required
• Right To Buy – extra cash for home improvements subject to lender criteria
• Contract Worker – no minimum contract required
• Raise Capital – pay off loans or buy a second property

• County Court Judgments – any amount considered
• Defaults – any amount considered
• Arrears – any amount considered
• Discharged Bankruptcy - any circumstances considered
• IVA's – if being serviced

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

All initial consultations are free of charge.  If, however, a mortgage application is arranged we make a charge for our services, our typical fee is £0 and our maximum fee would be 1.5% of the loan amount.  Subject to certain circumstances this fee will be waived.